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How Three Community Bank CEOs Are Tackling Tech, Talent and Deposit Challenges

Community banks are facing challenges in adapting to technology, retaining talent, and navigating changing depositor expectations. Three CEOs identify technology, talent, deposits, and net interest margin as the top obstacles. They are betting on growth, community engagement, and mixed-use buildings to overcome these challenges, despite regulatory overreach being viewed as a major threat to community banks.

Jenn Day
Apr 3, 2024

Read the original Financial Brand article here.

Here is a brief summary of the article:

  • Community banks face challenges in adapting to technology, retaining talent, and navigating changing depositor expectations.
  • CEOs of three community banks identify hurdles in technology, talent retention and acquisition, deposits, and net interest margin.
  • These challenges threaten the traditional business model of community banks.
  • Regulatory overreach is also a major threat to community banks.
  • CEOs are betting on growth to overcome these challenges.
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